Using Netflix for Ad-Free Background Music for Study or Work

I pay $14 per month to subscribe to Netflix, which is somewhat hypocritical as I generally try to avoid any ongoing recurring expenses because I feel that you are less likely to put scrutiny on your expenses when it is ongoing and recurring. If something is on autopilot, it is human nature to forget it. This is why “paying yourself first” and automating investing is a powerful tool. For example, if $1000 is deducted from your pay automatically and invested, you will save without effort. However, this principle works in the opposite direction, that is, if you automated your spending, you are more likely to spend more than you would otherwise.

Even though I apply this principle to e.g. phone plans (preferring instead to buy phones outright and use prepaid arrangements) I have made the exception with Netflix. There are many movies and series on Netflix that I enjoy, and if you stay home and watch Netflix, I rationalize that I am not going out and wasting money, and so Netflix is financially prudent.

Of course, you can watch videos for free e.g. YouTube, but over time I have noticed that free products have a downside in that even though you are not paying for the product, you are paying via watching advertising, and because advertising produces little revenue, the creators of free content don’t have an incentive to produce good art, and so much of the free content on the internet is simply people using it as an outlet to unload negative emotions (read the comments of most YouTube videos and you’ll understand) and being exposed to this negativity cannot be good for it. It makes sense to spend a little bit of money to shield yourself from the depravity of humanity.

Over time I have found that there are is such a variety of content on Netflix. I usually dedicate Friday or Saturday nights for Netflix, and during these times I’d watch something serious such as Ozark or Black Mirror. However, when I am eating dinner, I prefer to watch something that is not so heavy, that doesn’t require much concentration. There are many trashy docuseries that provide this e.g. Drug Lords or even Magic for Humans. However, often when I am browsing the internet, working at home, or even writing this right now, I want to listen to background music. The problem with using e.g. YouTube or Spotify is that these have ads, and having ads annoy you while you’re trying to relax is infuriating. This is why I have, of time, found various videos on Netflix that provide ad-free background music. Not only do these videos pay nice music but they also tend to have very beautiful visuals as well.

Note that many of these videos play not only music but e.g. the Slow TV videos may play long videos of train rides or firewood cutting. There are also many videos above that depict a fireplace in case you want to turn your television into a virtual fireplace without any of the mess and smoke.

Please also note that the list above applies to the Australian Netflix, and Netflix lists in other countries may vary.

What if I wanted to play specific music e.g. ambient music?

Even though I love to use Netflix as background music, there are some genres of music that I like e.g. dark ambient music and new age ambient music. These are not accessible via Netflix but they are available all over YouTube. In fact, just about all music is available on YouTube. The problem with YouTube, of course, is the advertising. However, there is an easy way to bypass this, which is to use Listen on Repeat.

Listen on Repeat allows you to set up playlists and fill them with your favourite YouTube music. Even though there is no audio advertising, there are many banner ads on the site, which clutters the sight greatly and slows it down, but at least it doesn’t ruin your music while you’re listening to it.

What if you are at work?

If I am at work and want to listen to music using my earphones, I prefer not to use Netflix, YouTube or Listen on Repeat because these sites are data intensive. Because these sites play not just music but also visuals, a considerable amount of data is used, and using a considerable amount of data at work for music may not be wise.

Thankfully there exists Public Domain Radio, which plays free public domain classical and jazz music. Because this music is old and in the public domain, there is no need to pay anyone royalties. Everything is ad-free and the site is very clean and minimalist. Beacuse it only play audio, there is little data used.

Photo by freestocks.org on Unsplash

 

Netflixing to Save Money

When I was younger, I rarely went out. I preferred to stay inside and indulge in cheap electronic entertainment. As I invested more and more and started to earn more dividends, I found myself in a position to go out every now and then, but I have realized that I actually hate going out. I would prefer to stay home and watch Netflix. It just so happens that netflixing is much cheaper than going out, and it is very enjoyable as well.

Netflix pours billions of dollars each year into content production, which means they are able to provide extremely good entertainment to its customers, and customers only need to pay $12 per month. It’s a good deal, in my opinion. It is far better than going out. When people at work show off to me that they went out to a restaurant to a vineyard, I am not afraid to just tell them that I am a hardcore netflixer.

I was talking to colleague earlier this week about how Netflix is an investment because you save up so much money on Netflix that you are able to pour massive sums of money into ETFs. What I hate about “going out” is that it has become such a status symbol. People brag about going out and socializing as if there is something so special about it when really all they are doing is moving themselves to a new location and spending significantly more for it.

When I started working full-time, I was saving about 80% of my salary whereas now I am saving 100% of my salary and living off dividends. I think what is most important is that you pick a savings rate and stick to it. Whether you eat out, pack your lunch, buy coffee, or whatever is irrelevant as long as you stick to your savings goal. Many people focus on small things such as skipping coffee and saving $4 per day, but I find that many of these people skipping coffee are blowing their money on holidays, cars, and so forth. Often skipping coffee is not a savings plan but a reaction to blowing your money elsewhere. Picking and choosing isolated examples of how you save money is meaningless. It’s the overall savings rate that matters.